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The Thorn Tree - Purchase of an RTW travel pass from another state
Each RTW pass I buy (numerous) was sold in another land where pricing is lower. Oneworld and Star Alliance now both have online planning and booking (and payment for) RTW routes (and other Star, not Oneworld, products), as well as online payment by online payment using a major online payment method, and still receive the Origin pricing.
According to the regulations, the cost you are paying is higher than the cost of the home market OR the cost of the sales. If you buy an RTW pass with Great Britain as your home destination but make payment in the USA (e.g. through a tourist agency), you will be billed the higher (US) prices.
An online debit cards solution via alliances' web sites overcomes this by displaying the transactions concluded in the home state. Visit www.oneworld.com and www.staralliance.com for online tool resources. Naturally you have to include the "access costs" (before and after) in the budgeting - since you come from South Africa, for example, you have to come to SA first in order to take the first air.
However, it should be noted that RTW tickets, especially in luxury staterooms, usually earn enough FFP mileage to " afford " these journeys at the beginning and end. Go somewhere and take a vacation before you start your RTW. The RTW plane will take you somewhere else, stop and go on a trip, then go home for weeks/months, whatever - home is just a stop on the way.
Then when you get up, go somewhere else, then somewhere else, then back to the point of departure, then home. As the tickets are valid for one year, you can save schedules for consideration of holiday homes or return to work, whatever. They are very diverse but full of regulations, so research is a good thing.